26 years of experience in combined capital markets and investment experience; worked at private equity firm Access Industries, Credit Suisse, Citibank and hedge fund APAM; at Access Industries, worked as part of their M&A and Financing Team where he completed a number of significant corporate acquisitions in US, Europe and Russia and capital markets transactions for the firm and its portfolio companies, also established an managed a Bermuda-domiciled specialty credit insurance business; at Credit Suisse, ran a structured credit derivatives marketing and solutions team covering insurance companies; at Citibank was a securitization banker covering financial institutions working on consumer and corporate receivables and non-traditional asset types before becoming public markets ABS trader and then a senior debt capital markets banker; at APAM was a senior portfolio manager of ABS credit strategy for unlevered and levered funds, member of investment committee, and part of team that established and managed Bermuda-domiciled life reinsurance company. Registered with NewOak Capital Markets, LLC and holds Series 7, 63 and 79 licenses. Holds MS and BS degrees in Operations Research and Financial Engineering from Columbia University, School of Engineering.

23 years experience; 15 years at Merrill Lynch; Head of Commercial Real Estate CDOs for 1 year; prior to that senior member of CMBS team that originated, structured, securitized or sold $40 Bn of small & large whole-loans, Mezz & B-notes; with dual roles as Lead Banker/Deal Manager and Head of Structuring, Pricing & Analytics for US and Canada, working with both Origination and Trading/Syndication groups, involved in almost all aspects of ML's CMBS business; traded and structured CMOs; various roles with several products including CDOs, ABS, Treasury & Mortgage Options, Emerging Markets Structured Products, Exotic Options, Non-Dollar Swaps, and Foreign Exchange Options. Registered with NewOak Capital Markets, LLC and holds Series 7, 63 and 79 licenses. Holds MBA, MS, and BS degrees.

13 Years of experience – previously at Dresdner Kleinwort in Fixed Income Currency and Commodity Structuring where was responsible for all Americas clients specifically concentrating on Corporate Hedging, and Structured Products. Also has experience in cash equities and was Head Trader at an Index Arbitrage related Hedge Fund. President of the NYU Math Finance Alumni Association and sits on the board of the NYU Alumni Association Board of Directors. Registered with NewOak Capital Markets, LLC and holds Series 7, 24, 55, 63 and 79 licenses. Holds BS in Chemical Engineering from Johns Hopkins University and MS in Mathematical Finance from New York University and is a holder of the Chartered Market Technician Designation (CMT).

23 years of experience; Worked at Clinton Group, Radian Asset Assurance, CIBC and Standard & Poor's; at Clinton, as Product Manager for the CDO program, handled negotiations, structuring, marketing and investor relations for ABS and corporate CDOs; as a Managing Director at Radian, was Group Head for the Financial Risk Solutions group which focused on structured products for banks, broker dealers and exchanges. Registered with NewOak Capital Markets, LLC and holds Series 7, 63 and 79 licenses. Holds MBA from University of Pennsylvania, The Wharton School and BA degree in Economics from Brown University.

35 years experience in fixed income; most recently worked as Head of High Yield Trading at First Investors. Prior to First Investors, Tom assisted on High Yield and Municipal Bond Trading desks at L.F. Rothschild and also worked at Davis, Skaggs & Co, and E.F. Hutton & Co. Registered with NewOak Capital Markets, LLC and holds Series 7 and 63 licenses. Holds a BA degree.

13 years of experience in investment banking, research, and hedge fund management. Most recently the CEO & Senior Portfolio Manager at Liberty Head Capital Management financing middle market companies and managing investment accounts; Co-founded multi-strategy hedge fund Greenock Capital where he was a Partner & Portfolio Manager and ran the firm’s credit business comprising of more than half of the firm’s assets under management and was named one of the "20 Rising Stars of Fixed Income" by institutional Investor Magazine; at Citigroup he was Global Head of Loan Strategy and his team was ranked number one by Institutional Investor Magazine's 2006 annual poll of loan research professionals; a co-author in 2006 of The Handbook of Loan Syndications and Trading and co-authored in 2007 The Structured Credit Handbook. Previously held similar positions at J.P. Morgan and Bank of America. Holds MA and BA degrees from Johns Hopkins University.

29 years of global corporate and investment banking experience at leading U.S. and European banks; the past 19 years covering the financial institutions industry across multiple sectors and assignments. He was most recently with Credit Agricole as Managing Director / Head of the Financial Institutions Group at Calyon Securities Inc. in New York. He joined Credit Agricole in 2001 following a 20yr career at JP Morgan Chase including overseas assignments. He has resided in Europe. Registered with NewOak Capital Markets, LLC and holds Series 7, 24, 66 and 79 licenses. Holds MBA, BA degrees.

24 years of investment experience. Previously at Alcentra, BreakWater Fund Management, Highland Capital Management, and Smith Barney. Earlier with Merrill Lynch before Westinghouse Pension, where he managed portfolio assets for institutional clients. More recently, Mr. Jakob has been involved in the structuring and capital raising for various alternative strategies. Registered with NewOak Capital Markets, LLC and holds Series 2, 65, 7, 63, and 79 licenses. Holds MBA, BSBA degrees.

Combined 25 years of experience as an institutional bond trader and, separately, as an institutional fixed income salesperson. The bulk of Ms. Levenson's career was spent at Goldman Sachs, where she was head bank note trader in the early 90's. She has extensive experience in trading and structuring REITs, homebuilders, financials and insurance companies, among other products. In Sales at GS, she received many awards for excelling in sales performance and client service, business unit leadership and her overall professional efforts. Recently, she was a Managing Director at Grubb & Ellis. Registered with NewOak Capital Markets, LLC and holds series 7, 63 and 79 licenses. Holds an MBA degree and a NY Real Estate License.

18 years of experience in RMBS and residential whole loan trading and origination, as well as experience in Washington. Prior to joining NewOak, Jay was a fellow at the Office of Thrift Supervision (OTS). At OTS, he served as an advisor to the Senior Deputy Director’s office focused on mortgage origination and securitization. Before the OTS, Jay spent six years at UBS in mortgage trading. Initially hired to build out a subprime mortgage whole loan trading desk and also managed an internal mortgage origination platform specializing in Alt-A mortgages. Jay began his career at Salomon Brothers, where he spent 11 years working on the mortgage trading desk and in the Mortgage Finance Group focused on subprime mortgage companies. Registered with NewOak Capital Markets, LLC and holds Series 7, 24, 63 and 79 licenses. Holds BA, MBA degrees.

20 years of experience; worked at Credit Suisse, Donaldson, Lufkin & Jenrette and Black River Capital; at these institutions, structured and executed principal, capital markets, private placement, structured finance and M&A transactions for corporate clients and financial sponsors; broad product and industry experience with an expertise in customized solutions. Registered with NewOak Capital Markets, LLC and holds Series 7, 24, 63 and 79 licenses. Holds MBA, BA degrees.

38 years of experience; as EVP and CIO at Scottish Re, managed $14 billion in fixed-income securities and co-led annuity reinsurance; as VP-ALM at Allstate, managed strategies and risks of $40 B of fixed-income portfolios backing fixed annuities, GICs, funding agreements, and insurance reserves; created strategies for hedging equity-indexed and variable annuities; as VP-Quantitative Research at Lincoln, managed asset-liability and hedging strategies supporting annuities and insurance reserves; VP-Quantitative Research at Alex. Brown; SVP & CFO at B. F. Saul REIT; Associate at McKinsey. Registered with NewOak Capital Markets, LLC and holds Series 7 license. Holds MBA Harvard, with High Distinction and Baker Scholar and BA Yale, magna cum laude.

30 years of experience; worked at Wachovia Securities, Prudential Securities and Citigroup in corporate finance and structured finance areas; at these institutions, has been instrumental in the development and execution of a variety of ABS including sub-prime ABS, CMOs, MBS, hedge-fund-linked, insurance-linked and tax-exempt-linked securities transactions. Registered with NewOak Capital Markets, LLC and holds Series 7, 63 and 79 licenses. Holds MBA, PhD and MS degrees.

15 years of experience; worked at Skadden Arps, Dechert, and Citibank; as an attorney at Dechert in New York, he represented underwriters, issuers and collateral managers in connection with both cash and synthetic ABS CDO, Leveraged loan and Middle Market CLO transactions, broker dealers, hedge funds, and financial guarantors in connection with credit default swap and total return swap documentation; has also worked as a structured finance and derivatives attorney with Skadden Arps and Citibank; holds JD, MBA and BS degrees.

17 years of combined experience; worked at Moody's Investors Service covering the entire spectrum of mortgage backed securities products and small balance commercial loans; at WestLB and Barclays Capital, was the mortgage lead on the risk management team underwriting over $15 billion in mortgage financing facilities, established warehouse lines of credit, reverse repurchase agreements, Asset-Backed Commercial Paper (ABCP) conduits and other credit facilities for subprime mortgage originators and servicers; developed a process to conduct and document on site due diligence at the counterparty's origination and servicing base of operations. Worked on the US ABS CDO asset management team at Fortis Investments, Fortis closed 2 high grade and 2 mezzanine CDOs; raised funds for annual and capital campaigns for universities and not for profit organizations; an active speaker and writer on mortgage and structured finance issues. Registered with NewOak Capital Markets, LLC and holds Series 7 and 79 licenses. Holds MA, BA degrees.

9 years experience in structured finance analytics and portfolio management; most recently played a senior role at Verum Capital Group, where he valued the liquidation of a $1.2 billion RMBS portfolio. Prior to Verum, Ervin was a Portfolio Manager at the hedge fund CirclePoint and was part of the MBS group at AMBAC. Registered with NewOak Capital Markets, LLC and holds Series 7, 63, and 79. Holds a BBA degree.

Over 40 years of experience in investment banking, merchant banking, venture capital and serial entrepreneurship. Former Executive vice-chairman and owner of Avantair, inc. Senior Managing Director of the Stamford Capital Group, inc. acquiring over $6 billion of companies over a 9 year period in 225 transactions including Great Dane Holdings, Falcon Building Products, Sithe Energies and Clark-Sweibel. As an entrepreneur created/owned a major leasing company in addition to starting/running the largest nuclear safety firm in the world servicing 14 U.S nuclear utilities and four foreign governments. BS in nuclear engineering and marine engineering from SUNY Maritime College and MS nuclear engineering from New York University.

12 years of private equity and advisory experience; executed public offering, private placement, structured finance and M&A transactions for portfolio companies. Most recently with Castle Creek Capital LLC, a private equity firm specializing exclusively in financial services company investments. Assumed positions in two portfolio companies; Director, President and COO of White River Capital and Director and Chairman of the Audit Committee for an OTS chartered thrift. Earlier a consultant with Ernst & Young LLP and a U.S. Navy submarine officer. Registered with NewOak Capital Markets, LLC and holds Series 7, 63 and 79 licenses. Holds MBA, MEM and BS degrees.

21 years of Wall Street experience; Gil spent 15 years at Lehman Brothers in the Investment Management Division. In his most recent role there, Gil headed a desk focused on the internal distribution of private equity, asset management and absolute return strategy products. Prior to that, he was part of the New York Sales Management team, co-managing a high-net worth sales force of 130 advisors. Gil transitioned into management after building a successful private client business. Gil began his career at PaineWebber, spending a total of 5 years in the Firm’s Municipal Research, Sales & Trading and Public Finance groups. Registered with NewOak Capital Markets, LLC and holds Series 7, 79, and 9/10 liceneses. Holds BS degree from New York University and MBA degree from Columbia University's Columbia Business School.

9 years experience of residential mortgage trading, financing, hedging, credit underwriting and loss mitigation; most recently was a Vice President at Merrill Lynch on the prime whole loan trading desk acquiring whole loans and either securitizing or trading the loans away depending on the more profitable exit strategy. Prior to Merrill, Sean was at Redwood Trust, executing hedging strategies and financial modeling. Registered with NewOak Capital Markets, LLC and holds Series 7, 63 and 79 licenses. Holds a BS degree.

22 years of commercial real estate experience as an investor, asset manager and trader. Since 2000, Mr. Vigon was President and Founder of Wilshire Holdings LLC in Manhattan Beach California, a real estate private equity firm focusing on large scale national value-added acquisitions, repositioning, trading, private placements including multi-family, student housing, retail, office, single family subdivision and land development. Previous positions include: Marketing Manager at SCI Investments in Los Angeles, where he led all aspects of acquisition and marketing and Vice President of Realty Consultants Corporation in Palm Desert, California, where he launched distressed real estate investment syndications. Registered with NewOak Capital Markets, LLC and holds Series 7 and 79 licenses. Holds a BS Degree in Engineering from University of California Los Angeles and a Real Estate Broker's license.

8 years experience; previously at Garrison Investment, UBS, and Lehman Brothers; with these firms, handled origination, negotiation, credit analysis, structuring, and asset management of a variety of ABS asset classes, including consumer and esoteric; at UBS, managed the launch of its international ABS Warehouse group after helping to roll-out domestic ABS Warehouse group. Registered with NewOak Capital Markets, LLC and holds Series 7, 63 and 79 licenses. Holds a BA degree from Harvard University.

10 years of experience; managed transactions in excess of $100 billion over the last 10 years at UBS, The Winter Group and The Clayton Group with expertise in both traditional forward and reverse mortgages, Prime, Alt-A and Subprime originations; at UBS, co-head of mortgage due diligence; at The Winter Group and The Clayton Group, specialized in mortgage due diligence, Co-Chair of the Regulatory Compliance Committee, and member of the Credit Committee responsible for the approval of new investment products for residential mortgages; Also at Clayton Group, lead underwriter specializing in residential mortgage due diligence. Registered with NewOak Capital Markets, LLC and holds Series 7, 63 and 79 licenses and has a BS degree in Finance and AAS degree in Marketing.

8 years of experience; worked at NIBC Credit Management and Wall Street Analytics; at NIBC, managed $5.5 billion in RMBS portfolios across five CDOs and one managed account; at Wall Street Analytics, responsible for financial engineering. CFA charterholder. Registered with NewOak Capital Markets, LLC and holds Series 7, 53, 66 and 79 licenses. Holds a BA degree.

8 years of experience; worked at BlackRock managing over $5bn of structured products across the firm's portfolios including hedge funds, distressed funds, separate accounts, and CDOs. Registered with NewOak Capital Markets, LLC and holds Series 4, 7 and 63 licenses. Holds a BA degree from Dartmouth College.

10 years of experience; worked at Bear Stearns, UBS, Credit Suisse, Morgan Stanley; originated and executed investment banking transactions for corporate clients in the financial institutions sector; broad product and industry experience with an expertise in insurance solutions. Holds MBA, BA degrees.

20 years of experience; 16 years retail and institutional operations management experience in equity and fixed income operations at boutique firms and wirehouses. Registered with NewOak Capital Markets, LLC and holds Series 7, 24, 9/10, 55, 63 and 79 licenses. Holds a BS degree.

10 years of Investment Banking and Financial Services Industry experience; worked as a Senior Sell Side Publishing Analyst at Barclays Capital covering the Insurance Industry, including Property, Casualty, Life, The Monolines, Mortgage Insurers and Reinsurers ; held Executive Underwriting positions at AIG and Hartford Financial focused on structuring indemnification for Financial Institution clients in the Fortune 500 including thrifts, money center banks, commercial banks etc. Registered with NewOak Capital Markets, LLC and holds Series 7, 63 and 79 licenses. Holds MBA, BS degrees.

9 years of experience; previously at DLJ/CSFB, Nomura, and UBS; at UBS and Nomura , head of mortgage collateral analytics; at DLJ/CSFB, specialized in RMBS collateral and LBL funding; also worked on securitization of RMBS and mortgage loan acquisitions. Registered with NewOak Capital Markets, LLC and holds Series 7, 63 and 79 licenses. Holds MBA, BA degrees.

16 years of commercial real estate experience, including equity and debt investments, valuations, and CMBS credit analysis and underwriting. Prior to joining NewOak Capital, he was a Senior Underwriter in Merrill Lynch’s Debt Capital Markets Group focused on analyzing distressed real estate securities and underwriting commercial loans for the CMBS Conduit and a distressed debt fund. Before joining Merrill, he worked at Silverstein Properties in the Acquisitions Group, focusing on large complex commercial transactions, including the $3.2 billion World Trade Center purchase and the $1 billion 7 World Trade Center redevelopment. He was previously at Julien J. Studley, Inc. and Polinger Shannon & Luchs in Washington, D.C. Registered with NewOak Capital Markets, LLC and holds a Series 7 license. Holds MBA, BA degrees.

16 years finance experience. Most recently was the Assistant Controller of Management Reporting and Finance Systems for 9 years at Tullett Prebon, a leading international inter-dealer brokerage firm. His background includes accounting, financial analysis, business forecasting, cost accounting, P&L reporting and finance systems administration. Holds a BS degree.

4 years of experience; worked previously in the Financial Institutions Investment Banking Group at Stifel, Nicolaus & Company, Inc.; at Stifel Nicolaus, specialized in banks and thrifts as well as specialty finance companies primarily focused on M&A, capital raising and advisory initiatives; holds MSc Finance and BSBA degrees.

7 years of experience: worked at Goldman Sachs and BlackRock: at Goldman Sachs supported analytics for the Municipal Structured Products desk and helped engineer and implement the analytics framework for a Credit Derivative Product Company, at BlackRock, as part of the interest rate modeling group, produced analytical models for a wide spectrum of fixed income products. Holds PhD in Physics from University of Pennsylvania and MS in Mathematical Finance from Courant Institute at New York University.

9 years of experience; at NewOak primarily focused on the student loan sector, helping clients with de-risking and valuing FFELP loans, FFELP securities and private loans; at Deutsche Bank, Head of Exotics Desk, focused on legacy portfolio de-risking strategies; previously at Deutsche, VP, Trader, managed the option ARM and Alt-A new issue trading businesses, which included loan purchasing, due diligence, risk management and securitization; at Lehman Brothers, Banker, focused on asset-backed commercial paper conduits and other funding strategies for asset backed loans and securities. Registered with NewOak Capital Markets, LLC and holds Series 7, 63 and 79 licenses. Holds a BA.

9 years of experience; previously at Lehman Brothers, Wachovia Securities, and Corre Partners; handled origination, credit analysis, negotiation, and structuring of esoteric non-financial operating asset securitizations and principal investments. Registered with NewOak Capital Markets, LLC and holds Series 7,63 and 79 licenses. Holds MBA degree from University of Texas and BA degree from University of Michigan.

10 years experience; most recently at the Bank of Tokyo-Mitsubishi UFJ where he was responsible for the structuring, credit analysis, execution, syndication and management of a wide array of ABL and ABS asset classes; at Bank of Tokyo, worked on the development of its Specialty Finance business which included the execution and syndication of warehouse facilities for variety of esoteric asset classes; prior to Bank of Tokyo, he was involved in the structuring and execution of municipal securities transactions at UBS. Registered with NewOak Capital Markets, LLC and holds Series 7, 63 and 79 licenses. Holds a BA degree.

4 years of experience; worked as a consultant with First Manhattan Consulting focusing upon minimizing hedging cost for mortgage portfolio; was Associate at Fitch Ratings focusing on structured products (ABS-CDOs, Syntehtic CDOs, Leverage Super senior CDS). Also, worked as transportation engineer for a big firm in LA. Registered with NewOak Capital Markets, LLC and holds Series 7, 63 and 79 licenses. Holds MS, BS degrees.

6 years of business management and operations experience specifically within the financial services industry. Managed the start-up of an alternative asset manager, and was administrative supervisor of a private family office all while pursuing her MBA part-time; also worked in production for a national network television program. Registered with NewOak Capital Markets, LLC and holds Series 7, 63, 65 and 79 licenses. Holds MBA degree from Baruch College, Zicklin School of Business and BA degree from Tulane University.

7 years of experience; worked at Fortis Securities and Societe Generale; at these institutions was responsible for structuring and execution of both Corporate and Asset-Backed CDOs. Registered with NewOak Capital Markets, LLC and holds Series 7, 63 and 79 licenses. Holds MBA, BA degrees.

4 years of experience; internal management consultant for a west coast regional conduit lender; holds a BA degree from Duke Universeity and a JD degree from Fordham Law School where he was the Senior Articles Editor of the Fordham Journal of Corporate and Financial Law.

2 years of experience at ZAIS Group analyzing structured products including residential mortgage securitizations and both cash and synthetic CLOs. Registered with NewOak Capital Markets, LLC and holds Series 7 and 79 licenses. Holds a BA in Economics from Yale University.

5 years of experience at Merrill Lynch and Insultec; at Merrill Lynch focused on structured interest rate products; at Insultec worked on analytics in Oil & Gas Industry. Registered with NewOak Capital Markets, LLC and holds Series 7 and 79 licenses. Holds MBA, BS degrees.

1 year of experience; works with the capital markets team and assists senior staff with all aspects of capital raising. Holds a BA degree in Economics from Franklin & Marshall College.

1 year of experience; worked for an investment advisory firm focusing on assisting managing partners with all operational and financial aspects of the business; holds dual BS degrees.